Defined Benefits – Pension Transfer Advice

THANKS FOR YOUR INTEREST
NOW – IT IS VITAL YOU UNDERSTAND WHAT IS BEING CONSIDERED AND WHAT YOU ARE GIVING UP

If you are considering a Defined Benefit transfer (Known as DB transfer or Final Salary scheme) then you should check whether you are eligible.

We guide you through the first part by helping you understand what actually is going to happen to your Guaranteed Benefits after transfer which details advantages and disadvantages.

We require you to watch the 3 videos on this page and read the 2 brochures ‘DB Defined Benefit Transfers UK SIPP Advice’ and ‘Defined Benefits – What We Do’ also on this page.

These brochures and videos confirm our own position on doing this type of advice. At the bottom of the page we will ask you 4 simple questions and if you can answer these then you can proceed to using our services.

Defined Benefit or Safeguarded Schemes

You have asked us to provide advice to you about a pension scheme that has an element of guarantee or protection. As part of our pre-advice service we would like to provide you with information about the guaranteed benefits that you currently enjoy.

Pension transfers are indeed complex and Aisa Financial Planning is constantly reviewing ways to help pension scheme members understand the pros and cons of a transfer.

Before engaging with our advice process, we require you to watch the 3 videos on this page and read the 2 brochures ‘DB Defined Benefit Transfers UK SIPP Advice’ and ‘Defined Benefits – What We Do’ also on this page about Guaranteed Benefit transfers.

These brochures and videos detail advantages and disadvantages of transferring, as well as our own position about the delivery of this type of advice. Once you have watched the videos and read the brochures we will ask you 4 simple questions and if you can answer these then you can proceed to using our services.

FCA explains defined benefit transfer process FCA Video ›

FCA

1. Watch These Three Videos & Read These PDFs

Video 1 – Step 1
View on YouTube here

Video 2 – Steps 2 & 3
View on YouTube here

Video 3 – Step 4
View on YouTube here

PDF 1
DB Transfers UK SIPP Advice Brochure
Download here

PDF 2
Defined Benefits – What We Do Brochure
Download here

PLEASE NOTE: This does not constitute specific advice to you about your pension(s). This is for information only to help you decide whether you wish to engage us to provide you with defined benefit or safeguarded scheme advice.

2. Answer These Questions

First Name*

Last Name* (required)

Your Email*

Q1. Your current pension provides a guaranteed income at retirement. If you transfer, are you prepared to take increased risk and lose the guarantees?*YesNo

Q2. Do you understand that by transferring you are taking the risk of your future pension fund and income being less than your projections and guaranteed pension?*YesNo

Q3. Following on from Q2, do you have other assets (e.g. pensions and investments) that can provide you with sufficient income in retirement?*YesNo

Q4.What would a transfer give you that your current guaranteed pension scheme does not?*

By continuing you are giving us your permission to provide the advice you are seeking; you are agreeing that you have read and viewed the videos & brochures above and that you wish to proceed to advice on a fee basis. Do you understand?*

Yes I Understand

Please can you confirm that you have watched these 3 videos and read the 2 brochures and understood them.*

Yes I Confirm

We now have your permission to provide the advice you are seeking. Please note we will be working on a fee basis. By clicking 'PROCEED' you agree that you have read and viewed these videos & brochures and that you wish to proceed to advice on a fee basis.

[multistep "2-"]